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Best Cash Back Sites and Apps for Earning Money and Gift Cards in 2020


In today’s technological age you no longer have an excuse to not save money when you shop online or in a store. This is especially true when you look at the cash back sites that give you money back on all purchases made through their site. Some sites even go a step further and pay you just to print coupons and use them. Smart phones make saving money even easier, sometimes as easy as downloading an app and taking a picture of your receipt. There are a plethora of cash back sites out there, so hopefully this will help you find one that suits you.


1. Rakuten

Rakuten (formerly Ebates) is an online cash back site where you can get money on purchases made on any participating online store. You will need to start at Rakuten and click their link to the store you want to shop at before you can earn cash back. Any available coupon codes are automatically applied at checkout as well. Rakuten also has a browser extension that will find coupon codes and alert you if the same product is available at another store for a lower price!

Payment Methods: PayPal, Check

Popular Merchants: Amazon, eBay, Walmart, Macy’s, Target, Best Buy, Sephora, Kohl’s

2. Mr. Rebates

 Mr. Rebates is another fantastic cash-back site that boasts probably the most enticing referral program on the list. You can earn up to 20% of all of your referral’s rebates for life. There’s even an app so you can save on the go. If you sign up with my link you’ll also get a $5 bonus on your first purchase- if you don’t see it after a while please contact their customer support.

Payment Methods: PayPal, Gift Card, Check

Popular Merchants: Walmart, Macy’s, eBay,, Groupon

3. TopCashBack

 TopCashBack is a cash-back site offering a $10 sign up bonus to those who earn $10 in cash back. They also claim to be the US’s most generous cash back website out there. You can also download their app to shop and save from anywhere.

Payment Methods: PayPal, ACH, Gift Card

Popular Merchants: Amazon, Lowes, Walmart, Best Buy, Sephora,

4. Swagbucks

Swagbucks is a reward website whose users earn by watching videos, taking surveys and yes, shopping and earning cash back to name a few. There are many ways to earn on Swagbucks and it’s very popular as a result. Swagbucks is currently offering a $10 sign up bonus when you spend $25 or more on select retailers within 30 days of creating your account.

Payment Methods: PayPal, Gift Card

Popular Merchants: Amazon, Macy’s, Groupon, Best Buy, JCPenny, Target

5. BeFrugal

BeFrugal is a popular cash back site that guarantees the best cash back rate of all other similar sites. If you find another site offering a higher rate they will match 125% of the higher rate if it qualifies. They also offer many restaurant cash back options as well. There’s also a $10 sign up bonus if you earn more than ten dollars in cash back within 365 days.

Payment Methods: PayPal, Amazon Gift Card, Check

Popular Merchants: Amazon, eBay, Macy’s, Groupon, Walmart, Sears

6. ExtraBux

ExtraBux is another great site to get cash back when you shop and they even have a nice referral system in place! There’s also a welcome bonus split into four tiers: $5 by earning $25 in cash back, another $5 after earning $50 in cash back all the way up to $20 total!

Payment Methods: PayPal, Check, Amazon Gift Card, Charity Donation

Popular Merchants: Amazon, Macy’s, Walmart, eBay, Vitacost

7. ShopAtHome

ShopAtHome is offering a $10 sign up bonus on any qualifying purchase of $25 no later than 60 days after you make your account! You can also install their “Savings Button” on your browser to get alerted when new deals or coupons are available.

Payment Methods: PayPal, Amazon Gift Card, Check

Popular Merchants: Amazon, JCPenny, Best Buy, Macy’s

8. MyPoints

MyPoints is sort of an all-in-one website that offers cash back on purchases and money for completing surveys, watching videos and more. You can get paid to print off coupons! There are tons of ways to earn on MyPoints so you’ll always have something to do.

Payment Methods: PayPal, Gift Cards

Popular Merchants: Amazon, Macy’s,, Old Navy, Home Depot

9. Upromise

Upromise is one of the most unique cash back sites on the list because you can deposit your earnings into your College Savings or use them to pay Student Loans. This is such a useful feature for those of us who may be a little to “liberal” with our money and spending habits.

Payment Methods: College Savings, Student Loan Payment, Direct Deposit Checkings / Savings

Popular Merchants: Walmart, Best Buy,, Apple

10. Coupon Cactus

Coupon Cactus offers many ways to earn cash back on purchases as well as a fairly generous referral program to maximize your earning potential. New members can earn a $3 sign up bonus just by singing up and liking their Facebook page!

Payment Methods: PayPal, Check

Popular Merchants: Amazon, Udemy, Macy’s, Walmart, Probiotic America

11. InboxDollars

InboxDollars gives you cash back on your purchases and offers many other ways to earn money online. You can take surveys, watch videos, print coupons and more and earn cash doing so! Oh and did I mention, there’s a $5 sign up bonus?

Payment Methods: Check, TANGO Gift Card, Visa Cash Card

Popular Merchants: Walmart, Macy’s, GAP, Best Western Hotel

12. Gift Card Granny

Gift Card Granny is a very unique website, in that, instead of offering cash back when you buy products from a merchant, you get cash back when you buy discounted gift cards. Not only do you save money on a card, but you also can just straight up earn free gift cards over time. Oh and you can refer your friends for a little bonus cash and download their app to earn more.

Payment Methods: Gift Cards


1. Dosh

Dosh is a very popular cash back app for iOS and Android. The nice thing about Dosh is once you’ve linked your credit card up to the app you’ll earn cash back whenever you shop at participating stores. Unlike other apps out there, you’ll never have to scan a receipt, shop from their app/site or print coupons. You’ll also receive $5 instantly when you link your card!

Payment Methods: PayPal, Direct Deposit

2. Ibotta

Ibotta gives its users cash back on everything from products to produce. You’ll be required to find and select your offers before you go and purchase them at the participating store. Currently there are three ways to earn: scan your receipt, link your store loyalty cards or shop through their partners’ mobile apps. There’s a $20 welcome bonus available if you complete all three tasks required!

Payment Methods: PayPal, Venmo, Gift Cards

3. Checkout 51

Checkout 51 is a cash back app for mobile devices that can earn you cash back on produce as well. You just have to browse their offers and scan your receipt to get your earnings and you don’t even have claim the offers at specific stores.

Payment Methods: PayPal (May be in Beta), Check

4. Receipt Hog

Receipt Hog is a cash back app that scans a picture of your receipt and pays you on all qualifying items found. Just make sure the store name, transaction date & amount and all items are visible. You’ll earn “coins” from all valid items and can use those coins to cash out into money or e-gift cards.

Payment Methods: PayPal, Amazon / Visa / Mastercard Gift Card

5. Freebird

Freebird is a very cool app for those of us who take Ubers & Lyfts frequently to go out to eat. They partner up with restaurants to offer cash-back to passengers that buy a ride and eat at their business. Just be sure to order the ride from their app and not the Uber or Lyft app or your trip won’t earn you any cash back.

Payment Methods: Credit / Debit card deposit

6. Shopkick

Shopkick earns you points called “kicks” when you shop, visit stores and more, which you can redeem for gift cards. There are many ways to earn kicks unlike other apps that are just purely cash back, so it’s worth to check out all the ways to earn.

Payment Methods: Gift Cards

7. Drop

Drop is another cash-back app where you’ll link your credit / debit card and earn cash back passively. Unlike Dosh, you may only select five primary stores / brands to earn cash back from- you’ll want to select the five you shop at the most. There are also random special offers that may appear in the app, so you’ll want to check for those every now and again.

Payment Methods: Gift Cards

8. BerryCart

BerryCart is similar to Ibotta, but it makes finding specific kinds of food (eg. non GMO, organic, vegan, etc.) much easier. Once you find a deal you want, you’ll have to unlock it by first reading some information about that food, then just snap a picture of the receipt and you’re done.

Payment Methods: PayPal, Gift Cards

9. Honey

Honey is a free browser extension that will automatically search and apply coupon codes for over 30,000 online merchants. When you purchase using a coupon you’ll be given some HoneyGold which you can redeem for gift cards! It works in the background and is a must when shopping online.

Payment Methods: Gift Cards

10. Wikibuy

Wikibuy is another free browser extension that alerts you when you’re buying an item on Amazon if you can find the same item for a lower price on another site. It integrates into Amazon and works in the background, so it’s recommended to use this if you shop on Amazon frequently.


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